A year back Mutual Funds only brought one thought to peoples' minds 'Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Over the past year, Mutual Funds hold much more meaning than the advertisements rattling off the statutory disclaimer. Mutual Funds Sahi Hai! With so much information and mis-selling around us, we need to filter out the noise and understand what Mutual Funds are and the basics of investing in Mutual Funds. So here is a Beginner's Guide To Mutual Funds - At Happyness Factory we help you understand your goals, place them on a timeline and then create a plan to save and invest toward these goals. We also help you evaluate the various investment avenues you can invest your money in depending on your risk appetite and investment horizon.